Sub-vertical · Banking, credit unions and cooperative banks
Bank-agent corner shop
small cash services in shops.
Peripheral Planned
What is distinctive
small cash services in shops.
The edge case to test
float and commission. A system that cannot handle this will frustrate this kind of business.
Shared with the wider industry
Typical flows
- tellers handle deposits and withdrawals on the core system
- agents take cash for fees
- branch cash is counted and replenished
- gift and prepaid cards are sold
Tenders
- cash
- cards
- transfers
- cheques
Roles
- teller
- branch manager
- agent
- cash vault custodian
Known gaps for banking, credit unions and cooperative banks
- core banking, lending, KYC and AML are out of scope
- the cash module (till counts, safe drops, vaults, over/short) could inform a branch cash desk but Simca is not a banking system and the repo contains an agent-bank preset only as a catalog item (VERT)
Catalog pointers
- Double-entry journal BK-0008
- Multi-currency ledger BK-0027
- Cost centers / classes / locations BK-0030
- Cross-outlet reports MULTI-0012
- Fixed assets register BK-0083
- Age-restricted item prompt SALE-0045
- Product age restriction flag INV-0041
- Product expiry tracking INV-0033
Back to Banking, credit unions and cooperative banks. Planned catalog only; nothing is built.