Capabilities
Tender types and payment methods
A tender is how a sale is paid. The catalog lists 39 payment-method items. The README fixes the stance: no card scanning, cards only via phone Tap to PayCard acceptance on a phone via NFC, through a certified payment-provider SDK. Planned as an adapter; Simca does not read or store card numbers. Glossary, wallets recorded manually.
Status
Planned Everything on this page is a plan. The repository contains a catalog and design documents, not a released app. Entries are tagged with their own status.
Cash
The default tender in a cash-first shop: accept, give change, count, reconcile..
Read →PlannedCard via phone Tap to Pay
The README's only card path: the phone's NFC reader through a payment provider's certified SDK.
Read →PlannedYape
A widely used Peruvian mobile wallet.
Read →PlannedPlin
Another Peruvian wallet network, treated the same way as Yape: recorded manually..
Read →PlannedBank transfer
A transfer from a customer's bank account, usually for larger or business sales.
Read →PlannedCheque
Cheques are still used between businesses.
Read →PlannedStore credit
A balance a customer holds with the shop, often from a return or an overpayment..
Read →PlannedGift cards
Prepaid value sold by the shop and redeemed later; needs a balance, an issue record and rules on expiry..
Read →PlannedPay on account (fiado)
Selling on credit to a known customer and collecting later.
Read →PlannedDeposits and layaway
A part payment holds an item or an order; the balance is collected later..
Read →PlannedVouchers and coupons
Printed or digital discounts or prepaid values, with rules for stacking and expiry..
Read →PlannedForeign currency
Accepting a second currency with a manually set exchange rate and returning change in the local one..
Read →PlannedSplit tender
One sale paid with several methods, for example cash and a wallet..
Read →Not decidedMobile money outside Peru
Wallet and mobile-money systems vary by country.
Read →PlannedCash on delivery
Paying the driver at the door.
Read →PlannedLoyalty points
Points earned and redeemed as a tender..
Read →PlannedEmployee accounts and deductions
Staff purchases or meals charged to an account and deducted later..
Read →PlannedInstalment plans
Splitting a payment over time for larger items, with a schedule and reminders..
Read →PlannedRefunds by tender
Returning money by the original method where possible, with approvals..
Read →PlannedTips
Gratuities on card or cash, recorded separately from sales..
Read →PlannedQR payments
Showing a code for the customer to scan.
Read →GapBuy now, pay later
Third-party instalment financing is a possible future adapter; it is not in the catalog..
Read →No claimCrypto assets
No claim.
Read →No claimMerchant acquiring
Simca does not process cards or act as an acquirer; the README keeps cards on the phone's Tap to Pay with a provider..
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