Sub-vertical · Savings groups, cooperatives and microfinance
Village cooperative
shared purchases and credit.
Peripheral Planned
What is distinctive
shared purchases and credit.
The edge case to test
member accounts. A system that cannot handle this will frustrate this kind of business.
Shared with the wider industry
Typical flows
- collect contributions at a meeting
- record loans and repayments
- count the box
- report balances to members
Tenders
- cash
- mobile wallets recorded manually
- bank deposits
Roles
- treasurer
- secretary
- members
- loan officer
Known gaps for savings groups, cooperatives and microfinance
- no loan ledger or interest engine in the catalog
- instalment and credit ideas exist only for sales
- no regulator reporting
Catalog pointers
- Subscription / recurring sale RET-0037
- Recurring invoices BK-0065
- Subscription meal plans (menús semanales) DLV-0028
- Gym / membership preset VERT-0022
- Salesperson attribution per sale SALE-0022
- Multi-salesperson commission attribution SALE-0023
- Pay on account (fiado) tender SALE-0061
- Store credit / gift card tender SALE-0062
Back to Savings groups, cooperatives and microfinance. Planned catalog only; nothing is built.